Doing business with PFI is easy – learn about the benefits of being a PFI agent or download applications for a quote.

Why become a PFI agent?

PFI offers its agents a wide variety of products for the unique insurance needs of mortgage servicers, banks, credit unions, investors and property managers. PFI partners with multiple insurance carriers rated AM Best “A” or better to provide competitive terms and long term program stability. With over 45 years in the lender-placed insurance industry, PFI will manage all surplus lines filings and provide marketing tools and sales assistance so agents can spend more time selling and servicing their clients.

Benefits your client receives from partnering with PFI

PFI’s representatives will work with agents to develop solid insurance programs that meet the business objectives of the client while recommending servicing solutions to reduce administration. Compliant workflow solutions, expedient claims administration and a dedicated account manager for daily administration are standard service deliverables provided to your client.

Lender-Placed Hazard Insurance (Mortgage Guard®)

Mortgage Guard is underwritten on a master policy basis offering servicers lender-placed hazard insurance for residential, commercial, mobile home and REO properties.

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Lender-Placed Flood Insurance (Bridge60®)

Bridge60 offers lender-placed flood insurance coverage for residential, commercial, REO and mobile home properties in mandatory flood zones.

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Hazard Insurance for Real Estate Owned (REO) Properties (REO Guard®)

REO Guard provides property and optional liability coverage for REO or foreclosed properties. Written on a replacement cost basis, PFI’s program does not require the property to be repaired to receive full coverage benefits.

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Blanket Hazard Insurance (EquiShield®)

EquiShield’s blanket property hazard insurance program covers residential properties, Home Equity, HELOCs and consumer mortgages.

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Blanket Hazard Insurance (Portfolio Guard®)

Blanket hazard insurance programs eliminate the need to track individual property insurance while covering both residential and commercial properties.

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Hard to Place Property Program (KwikRisk®)

KwikRisk individual property program is designed for unusual and hard to place properties. This product is also utilized in conjunction with the Mortgage Guard and REO Guard programs for properties that exceed the policy limits or do not meet the minimum requirements.

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Download Non-Financial Institution Application

Download Equipment & Contents Application

Investor/REO Rental Program

Property and liability coverages available for residential rental properties owned or managed by financial institutions, property investors, REITs and other real estate capital companies.

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Excess Flood

PFI offers excess flood insurance over NFIP limits of $250,000 on residential properties and $500,000 on commercial properties through this underwritten program.

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Mortgage Impairment

Mortgage Impairment coverage protects a servicer’s interest in a property by offering broader coverage for unknown or unexpected losses occurring from the day-to-day origination and servicing of loans including physical damage and errors & omissions.

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